"We want to thank Don & Lisa Cox and everyone at the Woolcott team for helping us find our perfect house! It came at a crazy time of life, being 9 months pregnant, and Don and Lisa helped make things happen so smoothly! Lisa gave us great advise to help us quickly get our house listed. We were able to sell hours after hitting the market for over asking price! The best part was being able to bring our new baby girl home from the hospital to a TOO LATE sign on the front lawn! Thank you!!!"
- The Hartman's, Flamborough, OH
"Mike Mcentee shares his experience of finding his first home in this competitive market."
- Mike Mcentee, Burlington, ON
""DO NOT SELL PRIVATE...please read.
WAY TO GO Lisa...... I have dealt with the Woolcott Group for 9 out of 10 transactions. McDonald's gives you a free coffee after 7 cups purchased. Hmmmm
I know that is a lot of moving. Life throws some curve balls and things happen along the way that cause moves. The Team that Drew and Jayne have built are the BEST.
I have dealt with Lisa Cox from her Real Estate infancy to now a true professional. Yes Don ( Lisa's Husband) Thank you too. I want to tell everyone out there.....Listen to these people and trust them.
I thought I was doing myself a favor to earn a little more as the market is hot and tried to go the "private sale" route. If you have months to wait and want to watch houses sell around you then go ahead. The private sale route may work but at the end of it you may have sold your house for too little and went through a lot of frustration. The private sale route does not work as you cannot reach the true buyers that are out there. The private sale companies tell you that your house is on MLS...... yeah, in Toronto. Well, the people in your market don't see it.
Sooo, I tried it and realized my mistake... $900 mistake. I called Lisa and asked her what she can do and allow me to walk out of the sale with the money I needed.
She went off and did her research. Not only did she get back to me fast she promised me that she would not mislead me.
She suggested listing the house $10,000 more than what I had it on the private sale site for. The funny part is the private site "team" sent me a suggested price. Yes, $10,000.00 less than what Lisa suggested. Needless to say, I took her advice and we listed it on Friday, Dec 16. Well on Monday, Dec 19 I had 3 competing offers and the house SOLD. Nooooo, I am not going to say for how much but...WOW does it feel GREAT.
I am off to my new house with way more than I expected and starting my future with my 3 boys and my girlfriend and her 3 children. Yes, the modern day Brady Bunch. I cannot thank Lisa enough. DO Not List With anyone else...CALL Lisa
Thank You Lisa You are amazing.""
- Chris Rose, Waterdown, ON
Cost of Home Ownership
10 Things Every Homeowner Needs to Budget For
Home ownership can be a rewarding experience – and if you’ve managed to save enough for your down payment, then congratulations – you are doing well! But if you really want to be ahead of the game, it is important that you also budget for some of the common costs that go along with owning a home.
This list will help you plan for your expenses as you develop your budget:
Property Tax – Your community includes parks, libraries, road maintenance and many other amenities that make it a more pleasant place to live. And these are paid for through property taxes. The amount of property tax that you will have to pay depends on the value of your home as well as the region where you live.
Municipal Services – While some municipalities include services like garbage pick-up and water services in property taxes, others charge an additional fee which can run about $150-$235 per year.
Home Insurance – A home is a big investment, so it is important to protect that investment through adequate insurance against fire, theft, vandalism etc. Talk to your insurance agent about how much coverage you should get. If you’d like to reduce your premiums, you can usually do so by getting a higher deductible or by bundling it with your auto insurance.
Monitored security – For added peace of mind, you may also want to consider a home security system. This typically costs between $20 and $40 per month.
Energy costs – Once you are a homeowner, utility costs such as gas and hydro will be your responsibility. When shopping for a home, you can have your real estate agent confirm past energy costs with the current seller.
Phone, cable and internet – If you want to stay “connected” be sure to factor these costs into your budget as well. Most companies will offer deals when you purchase these services together.
Fuel and transit costs – You may think you have found your ideal neighbourhood, but how close is it to your work? Longer commutes mean you will be spending more on fuel or transit – they can also lead to more stress.
Home maintenance – No matter how great you think your home of choice is, it will eventually need some maintenance such as paint touch-ups, changing furnace filters, eavestrough cleaning etc. – budget at least $30 per month for these items.
Property upkeep – Don’t forget the outside of your home! Patios, decks, fences, lawns and driveways will all need tending to at some point or another. You can save money by doing many of these jobs yourself but you’ll still have to make purchases such as landscaping tools, paint, driveway sealant, etc.
Repairs – While you won’t (hopefully!) need to make repairs every month, these costs can be much higher – and a leaky roof or broken furnace never happen at a convenient time! Housing experts say that you should save between 1-3% of your home’s value each year and keep it for these major repairs and emergencies. In other words, set aside at least $1000 per year for every $100,000 that your home is worth.
Keeping these costs in mind when buying a home will reduce the number of surprises and improve your ownership experience down the road.